I'm a registered financial planner based in South Africa. I help individuals, families, and business owners protect what they have today — and build something meaningful for tomorrow.
I've always been fascinated by the gap between what people earn and what they actually keep. Too many hardworking South Africans spend their entire careers building a business or climbing a career ladder — only to reach retirement with far less than they expected, and no clear plan for what comes next.
That gap isn't a mystery. It's the result of decisions left unmade, cover not put in place, and plans that exist only in someone's head. My job is to close that gap — one family, one business, one plan at a time.
"Financial planning isn't about spreadsheets. It's about giving people the peace of mind to stop worrying about money — and start living their lives."— Marcel Marais
I'm registered with Kainos Wealth (Pty) Ltd as a Holistic Financial Planner and operate as an affiliate of Liberty Group, one of South Africa's most trusted financial services groups. That gives my clients access to best-in-class products — with the personal relationship of an independent adviser who actually knows their name.
I believe that truly good financial planning looks at everything together — risk cover, investments, retirement, estate planning, and business needs — not as separate products, but as one coordinated strategy.
Most people end up with a drawer full of policies they half-understand, bought from different advisers at different times. There's no thread connecting them. I want to be the person who sees the whole picture and makes sure all the pieces fit together.
I work with:
I'm not here to sell you a policy. I'm here to help you build a plan you actually understand and believe in.
I'll tell you what you need to hear, not what you want to hear. If something doesn't make sense for you, I won't recommend it — even if it pays more commission.
Financial jargon exists to confuse people. I explain things in plain language — you should understand exactly what you're paying for and why.
I'm not interested in a once-off sale. I want to be your adviser for the next decade — someone you call when life changes and the plan needs to change with it.
I look at your entire financial picture — cover, savings, investments, estate, business — and make sure everything works together. Not separate silos.
When you send a message, I respond. When something changes in your life, I'm there to help you adjust. You don't get passed to a call centre.
Financial planning is a marathon. I help you make consistent, smart decisions over years — because that's what actually builds wealth and security.
South Africa's financial planning industry is closely regulated. You can verify my credentials with FSCA at any time.
Authorised Financial Services Provider · FSP 2409. Registered with and regulated by the Financial Sector Conduct Authority (FSCA) of South Africa.
I operate as an affiliate of Liberty Group Ltd, one of South Africa's largest life insurers, providing access to Liberty's full product suite including life cover, disability, annuities, and investments.
Comprehensive qualification covering risk planning, investment planning, retirement planning, estate planning, and tax — assessed to NQF Level 5 Wealth Management standards.
All advice provided in terms of the FAIS Act. Clients can submit complaints to the FAIS Ombud if needed. Full disclosure always provided.
I know you have options. Here's what you get — and what I won't do.
No forms. No obligation. Just a real conversation about your situation.