About Marcel What I Do Retirement Calculator Business Owners Financial Education Get in Touch 📅 Book an Appointment 💬 WhatsApp Marcel 📞 +27 83 395 3048
📞 +27 83 395 3048| ✉️ marcel.marais@liblink.co.za| 💼 LinkedIn
Registered Holistic Financial Planner · Kainos Wealth · Liberty Group · FSP 2409
Marcel Marais
Financial Planner
Kainos Wealth (Pty) Ltd · Liberty Group Affiliate · FSP 2409

I help South African families and business owners protect their income, grow their wealth, and plan their future — with honest advice built around your life.

Marcel Marais

Your financial future starts with one conversation.

No jargon. No product pitch. Just an honest look at your situation and clear advice on what you actually need — and what you don't. I work with individuals, families and business owners across South Africa.

How I Can Help

What would you like help with?

Tap any area below to find out more — or scroll down to get in touch directly.

How It Works

Simple. Honest. Personal.

Good financial planning starts with a real conversation — not a product pitch.

01
You reach out
Send a message, WhatsApp, or fill in the form below. One touch is all it takes.
02
We have a conversation
A real conversation about your goals, your family, and your situation — no jargon, no sales pitch.
03
You get a personalised recommendation
Clear, honest advice on what you need and what you don't — always your decision, always your timeline.
04
Ongoing support
Annual reviews, life changes, new goals — I'm your adviser for the long term, not just the first policy.
About Me
Marcel Marais
Marcel Marais
Registered Holistic Financial Planner · Kainos Wealth · FSP 2409

I'm Marcel Marais

I'm a Registered Holistic Financial Planner at Kainos Wealth, affiliated with Liberty Group. I work with South African individuals, families, and business owners to build financial plans that are clear, honest, and built to last.

Good financial planning starts with a real conversation — not a product pitch. My job is to understand your situation first, then give you advice that genuinely fits your life, your goals, and your budget.

Whether you're starting out, building wealth, protecting your business, or planning your estate — I'm here for the long term.

Registered Holistic Financial Planner
Liberty Group Affiliate
Kainos Wealth (Pty) Ltd
FSP 2409
Why Clients Choose Me

What makes the difference.

🏆
Holistic advice
I look at your full picture — income, debt, family, goals — before recommending anything. Not just the product that pays the best commission.
🤝
Long-term relationship
Annual reviews, life events, new goals — I'm your adviser for the long haul. Not just the first policy, but every stage of your financial life.
🔍
No jargon, no pressure
Plain language. Clear recommendations. Always your decision, your timeline. I explain what you need — and what you don't.
R7.79bn
Liberty claims paid 2025
R5.63bn
life protection
R1.24bn
critical illness
R924m
disability & income
Liberty Group Limited is a licensed Life Insurer and Authorised FSP (no. 2409), part of the Standard Bank Group.
Tools & Resources

Plan. Learn. Decide.

Tools and guides to help you understand your finances before we even sit down together.

🧮
Retirement Calculator
See how much you'll need to retire comfortably — and whether you're on track. Takes two minutes.
Try the calculator →
📚
Financial Education Hub
Plain-English guides on life cover, TFSAs, retirement annuities, wills, and more. No jargon.
Read the guides →
🏢
Business Owner Planning
Key person cover, buy-and-sell agreements, group benefits and business wills — built for SA business owners.
I own a business →
Liberty · Humans Welcome
Let's have an honest conversation.
No jargon, no pressure. Just clear advice built around your situation.

Get in Touch

Tell me what you need help with and I'll be in touch to arrange a time to talk.

Send Me a Message

Confidential · No obligation · I'll be in touch to arrange a time

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I'll be in touch to arrange a time to talk through your situation. No obligation.

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