Privacy Policy

Marcel Marais · Kainos Wealth (Pty) Ltd · FSP 2409 · Last updated: October 2026

1. Introduction

Marcel Marais, operating under Kainos Wealth (Pty) Ltd (FSP 2409) and as an affiliate of Liberty Group Ltd, is committed to protecting your personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA).

2. Information We Collect

When you complete an enquiry form or contact us, we may collect:

• Full name and contact details (email, phone number)
• Age and financial information you voluntarily provide
• Details of your financial needs and interests
• Communications between us

3. How We Use Your Information

Your information is used solely to:

• Contact you to discuss your financial planning needs
• Provide you with relevant financial planning advice and quotations
• Comply with our legal and regulatory obligations under the FAIS Act
• Keep records as required by the FSCA

4. Sharing of Information

Your personal information may be shared with Liberty Group Ltd and their product providers for the purpose of obtaining quotations or implementing financial products on your behalf. We do not sell your information to third parties.

5. Security

We take reasonable steps to protect your personal information against unauthorised access, loss, or misuse. Our contact forms are processed securely through Formspree.

6. Your Rights

You have the right to access, correct, or request deletion of your personal information at any time. Contact us at marcel.marais@liblink.co.za.

7. Complaints

If you have a complaint about how we handle your personal information, you may contact the Information Regulator of South Africa at www.inforegulator.org.za. For FAIS-related complaints, contact the FAIS Ombud at www.faisombud.co.za.

8. Contact Us

Marcel Marais · marcel.marais@liblink.co.za · +27 83 395 3048

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